Terms of Use

This Terms of Use is effective December 15, 2011.

By using the TechLoy.com (the “Site”), website (including, without limitation, any associated websites, forums or blogs, email and RSS feeds such as LoyOkezie.com and Sowambe.com, collectively part of (the “TechLoy Sites”) you agree to be bound by the following Terms of Use (the “Terms”).

These Terms govern only the materials published and/or distributed on the TechLoy Sites (including, but not limited to articles, images, illustrations, source and object codes, etc) (the “Content”) related to the Site and do not cover any other linked or referenced website associated with the Site, unless specifically stated.

TechLoy reserves the right to modify these Terms from time to time without notice, for any reason in TechLoy’s sole discretion. TechLoy may post or display notices of material changes on the TechLoy  Sites and/or may email you about these changes.

Kindly review these Terms from time to time so that you will be apprised of any changes. By using the TechLoy Sites, you understand, acknowledge and agree that you will abide by and be bound by these Terms.

1. Use of Content

The Content that appears on the TechLoy Sites is intended for your personal, noncommercial use only. Commercial use of any of the Content of the TechLoy Sites is strictly prohibited, unless otherwise stated in this Terms.

You may not copy, modify, publish, transmit, adapt, participate in the transfer or sale of, reproduce, create new works from, distribute, perform, display, or in any way exploit, any of the Content in whole or in part, without the express written consent of TechLoy or the copyright owner identified in the copyright notice in the Content, except otherwise stated in this Terms.

TechLoy Sites make its Content available under a Creative Commons Attribution Non-Commercial License, for non-commercial reproduction with credit to the Site. This license permits anyone to reproduce, remix, or otherwise alter original TechLoy Sites’ Content so long as credit is given to the Site.

This includes, specifically, permission:

  1. To reproduce quotes from the TechLoy Sites;
  2. To reproduce screenshots of any page of the TechLoy Sites;
  3. To include original TechLoy content in material for movies, TV, print, online, etc


The Content are protected by copyright pursuant to Nigeria and International copyright laws, and are owned or controlled by TechLoy or the party credited as the provider of the Content.

2. Syndication of Content

TechLoy grants you a limited, revocable, non-transferable, non-assignable and non-exclusive license to re-use its Content subject to the Terms of this agreement.

TechLoy Sites make its Content available for syndication either via the web, mobile and/or in print. This Content syndication license permits anyone to re-use the original TechLoy Sites’ Content for a license fee, without altering the Content and so long as credit is given to the Site.

Except otherwise stated in this Terms, you must not remove the internal links in the TechLoy Sites’ content. The Site logo and/or URL should appear on each page displaying the Site Content. You must not modify the format or branding of the headlines, text and other information provided in the RSS feeds. You must not remove the “More From [Site name]” links back to the original Site at the end of each post.

The Content syndication license does not give you any ownership of, or any other intellectual property interest in, any Content, and may be suspended or terminated for any reason, in TechLoy’s sole discretion, and without advance notice or liability.

TechLoy charges a license fee for the commercial use of its Content via the web. mobile and/or in print. By signing up as a Content syndication partner, you agree to abide by the terms of this section of the agreement.

You may provide an electronic notice of interest to become a Content syndication partner of any of the TechLoy Sites by emailing syndication@techloy.com

You also agree to pay TechLoy the licence fees applicable for the duration of your syndicating TechLoy Sites’ Content. All license fees are paid in advance and are non-refundable. TechLoy expressly reserves the right to change the licence fees at any time, upon notice to you.

3. RSS or Feed Content

TechLoy Sites provide an RSS feed for each TechLoy Site. If you are using all or substantially all of the feed, we ask that you do not modify it in any way, including the stripping out of advertisements and abide by the following guidelines:

  1. Full ad-supported feeds are intended only for personal use in RSS readers.
  2. For all other feed uses, including reproduction on websites, you should only use the Excerpt feeds, unless otherwise agreed with TechLoy.
  3. You must not add content, including any advertisements or other promotional content, to the RSS feeds.


TechLoy reserves the right to object to your presentation of the RSS feeds and the right to require you to cease using the RSS feeds at any time.

TechLoy further reserves the right to terminate its distribution of the RSS feeds or change the content or formatting of the RSS feeds at any time without notice to you.

4. User-Generated Content

TechLoy will not accept responsibility for the content of user comments. You are solely responsible for your communications on the TechLoy Sites. However, you agree not to do any of the following:

  1. Do not post threatening, harassing, defamatory, or libelous material.
  2. Do not intentionally make false or misleading statements.
  3. Do not offer to sell or buy any product or service.
  4. Do not post material that infringes copyright or any other intellectual property interest.
  5. Do not post information that you know to be confidential or sensitive or otherwise in breach of the law.


Please note that once you post a comment to any TechLoy Sites, it becomes part of the public conversation. We do not remove a user’s comments unless we deem them to be in violation of our Terms of Use.

If a third party complains that your comment violates our Terms of Use or their rights, we will invite them to respond in the comments themselves.

If they pursue the complaint, we will make reasonable efforts to contact you by the means you have provided us, to alert you to the situation. We will protect your contact information, but may be compelled to turn it over pursuant to legal process.

5. Third-Party Websites Content

TechLoy Sites may contain external links to third-party websites. TechLoy is not responsible for the accuracy, availability or reliability of any information, goods, data, opinions, advice or statements made available on third-party websites.

Visitors to TechLoy Sites assume complete responsibility and risk in their use of any third-party websites. Visitors should direct any concerns regarding any external link to the third-party website’s administrator or webmaster.

This Terms of Use is effective December 15, 2011.

Creative Commons License

This Site is licensed under a Creative Commons Attribution-NonCommercial 3.0 Unported License.