These Terms of Service ("the Terms") set out the guidelines which allow you to use Techloy.com (the Website) or Techloy (the Service), a publication of Techloy Limited (the Company) and provides guidelines for subscribing to the Service, our pricing options, payment terms, and refunds policy.
Please read these terms and conditions carefully before using the Service. By using the Service, you signify that you have read, understood, and agree to be bound by these Terms of Service.
Terms of Service
1. Subscriptions
A subscription allows you to receive the subscription content from the Service, such as articles, exclusive content, or promotional content, through email or via the Website. To subscribe, you may be required to provide certain information, such as your email address and name.
The information we collect is used to improve the content of our web pages and the quality of our service and is never shared with or sold to other organizations for commercial purposes, except to provide products or services you've requested, when we have your permission, or if it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Service, or as otherwise required by law.
The content delivered through the subscription is for your personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works of the content without the express written permission of the Service. You can unsubscribe from the Service at any time by following the instructions included in each email you receive.
2. Payment terms
2.1 Subscribers
The Service accepts credit and debit cards through Stripe and will automatically charge your card for all applicable fees on a monthly or yearly basis, depending on which account you select, until you or we cancel your account. The account fee will be billed when you become a member and each month or year (depending on which account you select) thereafter unless and until you cancel your membership. Account charges are fully earned upon payment and there are no refunds or credits for partially used months or years, as applicable. If any fee is not paid in a timely manner, or the Company is unable to process your transaction using the credit card information provided, the Company reserves the right to revoke access to your account on the Service.
All information that you provide in connection with a monetary transaction through the Service must be accurate, complete, and current. You agree to pay all charges incurred by users of your credit card, debit card, or other payment method used in connection with a purchase or transaction or other monetary transaction through the Service at the prices in effect when such charges are incurred. You will pay any applicable taxes, if any, relating to any monetary transactions.
If you want to use a different credit or debit card or if there is a change in your credit or debit card validity or expiration date, you may edit your information by accessing your account setting page. If your credit or debit card reaches its expiration date, your continued use of the Service constitutes your authorization for us to continue billing that credit or debit card and you remain responsible for any uncollected amounts. It is your responsibility to keep your contact information and payment information current and updated.
2.2 Advertisers & Partners
The Service accepts payment via PayPal, Payoneer or bank transfer. All fees are discounted, non-negotiable, and non-refundable. All payments must be made before content is published on the Website within seven (7) days from the invoice date.
A late fee may be applied after the invoice due date, so carefully review your order before confirming your purchase. The Service operates a no refunds policy after the order has been processed and delivered.
3. Refunds policy
You may cancel your account on the Service at any time. However, there are no refunds for cancellation; if you cancel before the end of your billing cycle you have access to your account on the Service for the remainder of the billing cycle. In the event that the Company suspends or terminates your account or this Agreement for your breach of this Agreement, you understand and agree that you shall receive no refund or exchange for any unused time on a subscription, any license or subscription fees for any portion of the Service, any content or data associated with your account, or for anything else.
A no refunds policy also applies to advertisers and partners using the Service to promote their products, brands, or clients, once the order has been delivered. Please carefully review your order before confirming your purchase. All sales are considered final on the Service. We do not offer refunds or exchanges for any products or services sold through Techloy.com, after the order has been processed, fulfilled or delivered.
4. Cancellations
4.1 Subscribers
Your free subscription on the Service will continue in effect unless and until you cancel your account, or the Company cancels it after 90 days of member inactivity. Paying subscribers must cancel their account before it renews each month or year (depending on which account they select) in order to avoid billing of the next month’s/year’s fees to their credit or debit card. The Company will bill the monthly/yearly fees associated with your account plus any applicable tax to the credit or debit card you provide to us during registration (or to a different credit or debit card if you change your account information).
4.2 Advertisers/Partners
The Service may accept the cancellation of an order only before it has been processed, fulfilled or delivered. In such an exceptional case, a refund or exchange for any products or services sold through Techloy.com may be offered to the advertiser or partner.
5. Changes to the Terms of Service
The Company may, at its sole discretion, modify or update these Terms of Service from time to time to reflect the changes in our business and practices, so you should review this page periodically. When we change the policy in a material manner, we will let you know and update the ‘last modified' date at the bottom of this page. The Service may enable special offers for certain eligible groups. If you qualify and subscribe through a special offer, you will be billed at the advertised special rate for one year and automatically renewed at the regular rate after that.
6. Contacting the Service
If you have any questions regarding these Terms of Service, please contact us at hello@techloy.com
Our Terms of Service were last modified on June 6, 2024.